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How to File a Boat Accident Claim

Boating is often fun and exciting, but it can quickly become dangerous if not careful. Just like cars, boats must adhere to strict safety guidelines to avoid injuries.

If you've suffered injury in an accident on the water, then you could be eligible for compensation for medical expenses as well as property damage. Contact a New York boat accident lawyer to increase your odds of winning.

1. Gather Evidence

The most important thing to do following an accident on the water is to collect evidence and get in touch with a lawyer. It is also important to seek medical attention immediately in the event of any injuries that could have occurred. To support a claim medical records and other evidence is needed. This includes current and future medical expenses as well as loss of earnings or earning potential, property damage as well as non-economic damages like pain and suffering.

Videos and photos can be used to preserve physical evidence from the scene of a boating incident. Eyewitness testimony is an additional important element of evidence, as it can provide important information regarding the cause of a collision that would otherwise be overlooked. Police and incident reports can be used to determine the time line of what happened during the investigation.

A knowledgeable lawyer can review the evidence and determine which parties might be accountable for victim's injuries and related losses. A lawsuit for negligence arising from a boating accident typically involves multiple parties including the boat's driver as well as the owner or manufacture of the watercraft.

A reputable lawyer can handle all communication with insurance companies that are involved in a victim's claim to compensation. A lawyer can stop victims from revealing information that could be used against them in court, and they can also assist victims to get fair settlements for their losses.

2. File a report

The first step following a boating accident is to make sure everyone is secure. After that, you need to contact local law enforcement and submit a formal report of the incident. Depending on state laws and regulations, you might have up to 48 hours to file reports if the accident resulted in injury or death that requires medical attention above basic first aid. You could also get 10 days to file if in a position to not locate the boat or if the accident causes more than $2,000 of damage.

You should also stay at the site of the accident and assist other boats or individuals if possible, without putting your safety or that of the victims. This will allow the law enforcement officer to record important information like the manner in which the collision took place and who was aboard at the time of the collision and what caused it.

Unfortunately, even well-trained and experienced boaters may be involved in water-related accidents due to someone else's negligence. An experienced lawyer can identify the person who was negligent in causing your injuries and help you pursue compensation. Damages that can be recovered typically include medical expenses, property damage and financial losses. Moreover, filing a lawsuit against the responsible party could result in monetary compensation for your pain, suffering, ver.gnu-darwin.org loss of quality of life, and other emotional distresses associated with the crash.

3. Check for damage

After medical professionals have examined all injuries and are all in a safe spot It is essential to take a closer examine the damage to the boat. This is when you begin contemplating your insurance policy and what it will cover.

A surveyor will be assigned your claim and come out to inspect any damage incurred by the accident. The surveyor will then compare what you originally reported to the damage and begin to calculate the value of the damages.

It is impossible to control every single factor that causes a boat accident. If there was a flaw in the boat, you may be legally able to file a lawsuit for product liability against the company that created the boat.

In these situations it is vital to have a lawyer who has experience handling boating cases because they can build an air-tight defense that proves that the manufacturer was accountable for the accident.

It is important to keep in mind that different types of boats are insured by different policies. For instance, homeowners insurance will typically only cover smaller boats with engines which is less than 50 HP. Insurance for homeowners does not cover jet skis, larger vessels or airboats.

4. Contact an attorney

Notify your insurance company immediately after you feel safe and have been to an emergency room for any injuries. You'll likely have to do so even if no police report is filed. You should be careful when you give information to insurance companies as they may try to determine who is at fault for an accident. This can reduce the amount of compensation you receive. The NYC lawyers for boating accidents at Mirman, Markovits & Landau will do their best to disprove these claims and limit the amount of blame attributable to you.

It is important to collect as the information you can on the other boat owners or operators who were involved in the accident. Included in this information are their name, address and phone number as well as any insurance details. It is also helpful to keep a copy of the accident report filed.

Boat accidents can be scary and may cause serious injuries. They can cause significant medical bills along with lost wages and other damages. The parties responsible must be accountable for any harm they caused. You won't receive the compensation you deserve if you don't seek out an experienced New York injury lawyer as early as you can. This will allow you to focus on gaining more and level the playing fields.